How to Dispute Errors on Your Credit Report: A Step-by-Step Guide
Found a mistake on your Equifax, Experian or TransUnion report? Here’s exactly how to dispute it under the Fair Credit Reporting Act, what the bureaus must do, and what to do if they get it wrong.
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- Get all three credit reports
- Review every account line by line
- Gather your proof
- Send a written dispute to each bureau
- Know the deadlines
- If the bureau “verifies” the error