Credit repair pricing
Affordable credit repair plans. Pay only for work that’s done.
Choose a pay-per-dispute option if you want to stay hands-on, or a full-service plan if you want us to handle everything. You are never billed before the service is performed.
Pay-Per-Dispute
For people who want expert letters and prefer to mail them.
$50per dispute, per bureau
No monthly fee. No setup fee.
- Free 3-bureau credit analysis
- Custom FCRA dispute letter for each item
- Step-by-step mailing instructions
- Billed only after your letter is delivered to you
- You mail the letter and stay in full control
Done-For-You
Most popular
Full-service credit repair. We prepare, mail and track every dispute.
$99per month
+ $300 first-round fee, billed after your first disputes are mailed
- Everything in Pay-Per-Dispute
- We mail every letter by certified mail
- Unlimited dispute rounds across all 3 bureaus
- Bureau response tracking and follow-up letters
- Monthly progress report and credit coaching
- Monthly fee billed for the month’s completed work
FCRA Advanced
For complex files, stubborn errors and possible consumer-rights violations.
$199per month
+ $500 first-round fee, billed after your first disputes are mailed
- Everything in Done-For-You
- Method-of-verification requests to the bureaus
- Direct disputes with creditors and collectors
- Debt validation letters to collection agencies
- CFPB complaint preparation when bureaus don’t comply
- Referral to an independent consumer protection attorney if your rights appear to have been violated
Example: disputing one collection account with all three bureaus on the Pay-Per-Dispute plan costs $150. Cancel any full-service plan at any time. You may cancel any contract without penalty or obligation within 3 business days of signing. Results vary by credit file, and no company can legally guarantee the removal of accurate information.